Our Stay to Lease (STL) program gives you the opportunity to remain in your home while you regroup financially and plan your next move. Whether you're facing financial hardship, foreclosure, or simply need breathing room to reassess, STL offers a stable, respectful solution that allows you to stay in familiar surroundings without the immediate pressure of selling.
Why Choose Stay to Lease?
- 🏡 Housing Stability You Can Count On: Avoid the disruption of an urgent sale or foreclosure. STL lets you stay in the home you know and love, providing security and continuity for you and your family during a transitional time.
- ⏳ Time and Flexibility to Rebuild: Take the time you need to evaluate your options, rebuild your finances, and make informed long-term decisions, without rushing into your next step.
- 🔄 A Thoughtful Transition: STL is designed as a short- to mid-term solution that allows you to shift from ownership to tenancy. Use this period to improve credit, reduce debt, or explore better-suited housing options that align with your future goals.
How the STL Program Works
- Initial Consultation: We start with a conversation, one-on-one. We’ll learn about your situation, explain the STL program in full, and answer any questions you have.
- Property Evaluation & Agreement: If STL is the right fit, we’ll assess your property’s value and establish a fair lease agreement. The lease outlines rental terms, duration, and all relevant conditions tailored to your needs.
- Seamless Transition: Once terms are agreed upon, you’ll shift from homeowner to tenant—remaining in your home with peace of mind and no abrupt changes to your daily life.
- Continued Support: Our team is here throughout your lease period to answer questions, resolve concerns, and ensure you have a smooth, respectful rental experience.
- Your Next Step, on Your Terms: Whether you choose to continue leasing, repurchase your home, or move on to a new chapter, we’ll be here to help guide you toward what’s best for you and your family.
You don’t have to leave home to move forward.
With Stay to Lease, Home Cash Holdings gives you time, space, and support to regain control and take the next step with confidence.